Real Estate Insurance

Insuring Commercial Properties for Investors 

Real Estate Insurance

Insuring Commercial Properties for Investors 

Understanding Real Estate Insurance

Coverage for a home or small commercial building can be relatively straightforward, but when it comes to large commercial investment properties such as shopping centers, apartment buildings, condo complexes, skyscrapers or historic buildings, insurance becomes much more complicated. Owners of such properties need specialized coverage designed to meet the needs and challenges associated with such properties. 

Choosing Real Estate Insurance

The types of properties listed above can be excellent investments, but each comes with its own set of circumstances that need to be taken into account when purchasing an insurance policy. 

Along with coverage for the building or buildings, for example, owners of a shopping center would likely need specific coverage for outdoor signage that might be damaged by storms or vandalism and equipment such as air conditioning units and/or furnaces needed to maintain a comfortable environment. Owners of a skyscraper would need coverage to help pay the cost of repairing elevators or other systems necessary to provide access to tenants and visitors, while owners of apartment buildings need specific coverage to help protect against damage from tenants or natural disasters. And in each type of property, business interruption insurance can help make up for revenue lost in the event the building becomes unusable or uninhabitable due to a covered event. 

And in the case of a historic property or other older building, Real Estate Insurance can help cover the cost of bringing the building up to current codes when repairing damage. 

These are just a few examples of the types of coverage specific to larger properties. An experienced insurance agent can help determine your specific needs. 


What We Do

The Insurance Pros at Cell Brokerage Agency specialize in providing affordable and customized insurance options and superior service to business owners. We partner with a variety of insurance providers, so you are presented with options that fit your needs (and budget).

Our Insurance Pros work with you to: 

  • Understand the types of coverage you need
  • Match you with a reputable insurance provider
  • Identify how much and what type of coverage you want/need
  • Bundle your plan with other types of coverage to maximize your savings

At Cell Brokerage, our clients are people, not policies. 

We’d love to exceed your expectations.

Contact us today! Our agents are ready to help.