Construction Insurance offers protection to businesses in the construction trades, including landscapers, roofers, window installers, home improvement contractors and more. A Construction Insurance policy can help cover losses from things such as accidents or injuries that occur on the jobsite. A Construction Insurance policy, for example, can protect a builder in the event a visitor to a construction site is injured or help cover costs related to repairing telephone cables or power lines accidentally severed while digging a trench.
CHOOSING A CONSTRUCTION INSURANCE POLICY
Similar to Contractor Insurance, there are two main types of basic coverage available with Construction Insurance. General Liability protects a contractor from losses as a result of accidents, property damage or defective work. Commercial Auto Coverage protects vehicles used in the operation of a construction business, including those used to transport workers, tools and/or equipment. Coverage may be available for permanently attached accessories such as ladder racks and toolboxes, although the tools and materials themselves typically aren’t covered. In most cases, a company will be required to obtain construction insurance before beginning a job.
WHAT WE DO
The Insurance Pros at Cell Brokerage specialize in providing affordable and customized insurance options and superior service to business owners. We partner with a variety of insurance providers, so you are presented with options that fit your needs (and budget).
Our Insurance Pros work with you to:
- Understand the types of coverage you need
- Match you with a reputable insurance provider
- Identify how much and what type of coverage you want/need
- Bundle your plan with other types of coverage to maximize your savings
At Cell Brokerage, our clients are people, not policies.