“THE MOST COMMON TYPES OF PERSONAL INSURANCE DO NOT MEET MY NEEDS. WHAT SHOULD I DO?”
Most of us are familiar with the common types of personal insurance coverage available. Those include Homeowners Policies, Life Insurance and Auto Insurance. Still, there may be situations where additional coverage is required, and without that coverage you may find your livelihood and possessions at risk. Depending on your own situation, you may need to consider additional options. If you think such a situation applies to you, please talk with an insurance expert.
WHAT ARE SOME OF THE UNIQUE CIRCUMSTANCES THAT MIGHT REQUIRE SPECIALIZED COVERAGE?
Let’s say you use your personal vehicle to deliver newspapers or food, or to provide rideshare services. In most cases, your personal Auto policy won’t cover you in case of an accident, and the insurance coverage typically provided by delivery or rideshare services come with deductibles that may exceed $2,000. Even if it wasn’t your fault, an accident could leave you financially devastated.
Or suppose you operate a business from your home, and a client slips and falls while walking up your front steps? A Homeowners policy may not cover their injuries.
What about identity theft? It’s one of the fastest growing crimes in the country, and the financial damage can be significant. With only your name, social security number and date of birth, a criminal can take out a loan or credit card and stick you with the bill. It could take months or years to restore your good credit.
These are just a few examples of the types of situations that may require specialized coverage. Let one of our agents provide you with options to meet your individual needs.
WHAT WE DO
The Insurance Pros at Cell Brokerage specialize in providing affordable and customized insurance options and superior service to our clients. We partner with a variety of insurance providers, so you are presented with options that fit your needs (and budget).
Our Insurance Pros work with you to:
- Understand the types of coverage you need
- Match you with a reputable insurance provider
- Identify how much and what type of coverage you want/need
- Bundle your plan with other types of coverage to maximize your savings
At Cell Brokerage, our clients are people, not policies.