Employment Practices Liability Insurance
One Employee Complaint Could Cost you Six Figures. Is Your Business Covered?
Employment lawsuits are rising—and even baseless claims can cost over $100,000 to defend. Protect your business, your leadership, and your future with EPLI coverage designed for real-world risk.¹
WHY YOU SHOULD CARE
- 47.8% of claims are retaliation-related³
- Intentional discrimination may result in compensatory and punitive damages.²
- Even if a charge is baseless, the legal discovery costs to simply secure a dismissal average about $50,000.²
It Only Takes One Situation
You don’t need to do anything wrong to be sued.
- A terminated employee claims wrongful termination
- A candidate alleges discrimination
- A team member files harassment or retaliation claims
Even if the claim is false, you still pay for legal defense, time, and reputation damage.
Even meritless claims can exceed $100,000 in defense costs.¹
What EPLI Protects You From
Employment Practices Liability Insurance helps cover:
- Wrongful termination
- Discrimination (age, race, gender, disability, etc.)
- Harassment & hostile work environment
- Retaliation claims
- Failure to promote or hire
- Wage & employment-related disputes
It covers legal fees, settlements, and judgments—so one claim doesn’t derail your business.¹
WHY CELL BROKERAGE
Not All EPLI Policies Are Equal
At Cell Brokerage, we don’t just quote—you get strategy.
What makes us different:
- Coverage designed around your workforce risk
- Access to top-rated national carriers
- Fast, simplified quoting process
- Local advisors who understand your market
Most Businesses Think, “It Won’t Happen to Me”
But:
- For businesses of all sizes, the average jury award is about $250,000²
- Claims are increasing across all industries³
- Small businesses are more vulnerable without HR infrastructure¹
Translation:
You are exposed whether you realize it or not.
Get Covered in 3 Easy Steps
- Tell us about your business
- We shop top carriers for you
- You get the right coverage at the right price
Don’t Wait For The Demand Letter
By the time you need EPLI, it’s too late.
Protect your business now—with coverage built for today’s workplace risks.
CONTACT US
If we look different, it is because we are different. We are trailblazers. We believe in brains before bureaucracy. As an idea company, our mission is to disrupt the big box model by tearing down old-school insurance paradigms.