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Proven Strategies for Improving EMOD Scores and Reducing Insurance Costs

By Cell Brokerage | May 15, 2024

In this post, we’ll explore effective strategies for improving EMOD (Experience Modification Rate) scores, which ultimately leads to reduced insurance costs. At Cell Brokerage, we’re committed to helping businesses optimize their EMOD scores and save on insurance expenses. Understanding EMOD Scores EMOD scores are used by insurance companies to adjust workers’ compensation premiums based on…

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How to Manage Risks and Reduce Your Commercial Insurance Costs

By Cell Brokerage | May 1, 2024

Businesses of all sizes face various risks. This could include theft, property damage, and legal claims. Commercial insurance can help manage them efficiently. However, it’s important to balance coverage and costs while choosing the plans. Read on, as this guide will help you learn how to reduce risks and the total cost of your commercial…

Read More

The Role of Big Data in Shaping Auto Insurance Trends

By Cell Brokerage | April 15, 2024

There’s so much data floating around in the world today. We can use our cars or our smartphones, and in doing so, we create a digital footprint. Because of this massive collection of big data, industries are changing, and that includes the auto insurance industry. Insurance companies can harness big data to get even more…

Read More

The Latest Strategies for Comprehensive Device Insurance Coverage

By Cell Brokerage | April 1, 2024

Smartphones and other devices have become a necessity in recent years. In fact, the US smartphone penetration rate has reached around 90% in 2023. This increased reliance on gadgets shows the need for insurance. Fortunately, insurers have created comprehensive device insurance policies covering various damages. Read on to understand the available options and strategies to…

Read More

Exploring Specialized Options in Auto Insurance

By Cell Brokerage | March 15, 2024

Standard auto insurance provides a sense of security for the majority of drivers when driving. But what if your car doesn’t quite fit the usual expectations? Whether you’re rolling down the streets in a vintage beauty, sharing the ride expenses with a buddy, or taking on rugged terrain in a sturdy vehicle, regular insurance might not cover…

Read More

Adapting Auto Insurance to New Risks: What You Should Be Aware Of

By Cell Brokerage | March 1, 2024

With the rise of self-driving cars and ridesharing, the automotive landscape is experiencing a great shift. This change, while exciting, brings new risks for consumers. Traditional auto insurance may not offer enough coverage for these challenges.  Here’s a look at the new risks and the efforts taken by auto insurance providers.  Limitations of Current Auto…

Read More

The Impact of Electric Vehicles on Auto Insurance

By Cell Brokerage | February 15, 2024

The world is taking a greener turn, and consumers are looking for sustainable options. At the forefront of this revolution are electric vehicles (EVs). With EV market sales having a 30% year-on-year increase, it’s vital to understand how it impacts auto insurance.  Read on to learn how electric vehicles are reshaping the insurance landscape.  Electric vs. Gas-Powered…

Read More

Navigating Device Insurance: What You Need to Know Now

By Cell Brokerage | February 1, 2024

Our electronic devices are involved in almost every aspect of our daily lives, and most of our important data now lives in them. From personal information to work documents and more, it’s no wonder that the electronic device market is expected to grow at a rate of 3.35% between 2024 and 2028. Because our devices now carry…

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Does Home Insurance Cover Work From Home? 

By Cell Brokerage | January 15, 2024

The practice of working from home has evolved beyond a mere trend; it now embodies a lifestyle for numerous professionals. As of 2023, 12.7% of full-time employees work from home, and it is anticipated that by 2025, 32.6 million Americans will opt for it. These stats highlight a notable shift in the way people choose to work.…

Read More

Proven Strategies for Improving EMOD Scores and Reducing Insurance Costs

By Cell Brokerage | May 15, 2024

In this post, we’ll explore effective strategies for improving EMOD (Experience Modification Rate) scores, which ultimately leads to reduced insurance costs. At Cell Brokerage, we’re committed to helping businesses optimize their EMOD scores and save on insurance expenses. Understanding EMOD Scores EMOD scores are used by insurance companies to adjust workers’ compensation premiums based on…

Read More

How to Manage Risks and Reduce Your Commercial Insurance Costs

By Cell Brokerage | May 1, 2024

Businesses of all sizes face various risks. This could include theft, property damage, and legal claims. Commercial insurance can help manage them efficiently. However, it’s important to balance coverage and costs while choosing the plans. Read on, as this guide will help you learn how to reduce risks and the total cost of your commercial…

Read More

The Role of Big Data in Shaping Auto Insurance Trends

By Cell Brokerage | April 15, 2024

There’s so much data floating around in the world today. We can use our cars or our smartphones, and in doing so, we create a digital footprint. Because of this massive collection of big data, industries are changing, and that includes the auto insurance industry. Insurance companies can harness big data to get even more…

Read More

The Latest Strategies for Comprehensive Device Insurance Coverage

By Cell Brokerage | April 1, 2024

Smartphones and other devices have become a necessity in recent years. In fact, the US smartphone penetration rate has reached around 90% in 2023. This increased reliance on gadgets shows the need for insurance. Fortunately, insurers have created comprehensive device insurance policies covering various damages. Read on to understand the available options and strategies to…

Read More

Exploring Specialized Options in Auto Insurance

By Cell Brokerage | March 15, 2024

Standard auto insurance provides a sense of security for the majority of drivers when driving. But what if your car doesn’t quite fit the usual expectations? Whether you’re rolling down the streets in a vintage beauty, sharing the ride expenses with a buddy, or taking on rugged terrain in a sturdy vehicle, regular insurance might not cover…

Read More

Adapting Auto Insurance to New Risks: What You Should Be Aware Of

By Cell Brokerage | March 1, 2024

With the rise of self-driving cars and ridesharing, the automotive landscape is experiencing a great shift. This change, while exciting, brings new risks for consumers. Traditional auto insurance may not offer enough coverage for these challenges.  Here’s a look at the new risks and the efforts taken by auto insurance providers.  Limitations of Current Auto…

Read More

The Impact of Electric Vehicles on Auto Insurance

By Cell Brokerage | February 15, 2024

The world is taking a greener turn, and consumers are looking for sustainable options. At the forefront of this revolution are electric vehicles (EVs). With EV market sales having a 30% year-on-year increase, it’s vital to understand how it impacts auto insurance.  Read on to learn how electric vehicles are reshaping the insurance landscape.  Electric vs. Gas-Powered…

Read More

Navigating Device Insurance: What You Need to Know Now

By Cell Brokerage | February 1, 2024

Our electronic devices are involved in almost every aspect of our daily lives, and most of our important data now lives in them. From personal information to work documents and more, it’s no wonder that the electronic device market is expected to grow at a rate of 3.35% between 2024 and 2028. Because our devices now carry…

Read More

Does Home Insurance Cover Work From Home? 

By Cell Brokerage | January 15, 2024

The practice of working from home has evolved beyond a mere trend; it now embodies a lifestyle for numerous professionals. As of 2023, 12.7% of full-time employees work from home, and it is anticipated that by 2025, 32.6 million Americans will opt for it. These stats highlight a notable shift in the way people choose to work.…

Read More