Cell Brokerage

Exploring Custom Coverage Options Running a business is an exciting venture, but it also comes with inherent risks. From property damage to customer lawsuits, unforeseen events can disrupt your operations and financial stability. That’s where business insurance steps in, providing a safety net for these unexpected challenges. However, the one-size-fits-all approach often falls short for…

In this post, we’ll explore effective strategies for improving EMOD (Experience Modification Rate) scores, which ultimately leads to reduced insurance costs. At Cell Brokerage, we’re committed to helping businesses optimize their EMOD scores and save on insurance expenses. Understanding EMOD Scores EMOD scores are used by insurance companies to adjust workers’ compensation premiums based on…

Businesses of all sizes face various risks. This could include theft, property damage, and legal claims. Commercial insurance can help manage them efficiently. However, it’s important to balance coverage and costs while choosing the plans. Read on, as this guide will help you learn how to reduce risks and the total cost of your commercial…

There’s so much data floating around in the world today. We can use our cars or our smartphones, and in doing so, we create a digital footprint. Because of this massive collection of big data, industries are changing, and that includes the auto insurance industry. Insurance companies can harness big data to get even more…

Standard auto insurance provides a sense of security for the majority of drivers when driving. But what if your car doesn’t quite fit the usual expectations? Whether you’re rolling down the streets in a vintage beauty, sharing the ride expenses with a buddy, or taking on rugged terrain in a sturdy vehicle, regular insurance might not cover…

With the rise of self-driving cars and ridesharing, the automotive landscape is experiencing a great shift. This change, while exciting, brings new risks for consumers. Traditional auto insurance may not offer enough coverage for these challenges.  Here’s a look at the new risks and the efforts taken by auto insurance providers.  Limitations of Current Auto…

The world is taking a greener turn, and consumers are looking for sustainable options. At the forefront of this revolution are electric vehicles (EVs). With EV market sales having a 30% year-on-year increase, it’s vital to understand how it impacts auto insurance.  Read on to learn how electric vehicles are reshaping the insurance landscape.  Electric vs. Gas-Powered…

The practice of working from home has evolved beyond a mere trend; it now embodies a lifestyle for numerous professionals. As of 2023, 12.7% of full-time employees work from home, and it is anticipated that by 2025, 32.6 million Americans will opt for it. These stats highlight a notable shift in the way people choose to work….

Homeowners insurance provides financial security and peace of mind during unforeseen circumstances. While insurance is essential, it’s also important to account for homeowners insurance costs. These have risen year-on-year, with an 11% rise from 2021 to 2022. Since these expenses may increase further in 2024, it’s vital to know how to reduce them. Here’s an overview of…

Home insurance is essential for protecting your home and providing financial security during unexpected circumstances. While it typically covers property and liability, you may be wondering about its coverage for power outages. The answer, as with many things in insurance, is not a simple yes or no.  Read on to understand the intricacies of power…