CELL BROKERAGE
RISK MANAGEMENT GROUP
We are Cell Brokerage Risk Management Group. Since 2009, our client-centric group of brands has been disrupting what it means to manage risks. As an idea company, our culture thrives on innovation and an entrepreneurial spirit. Our ownership has built and invested in an abundance of highly successful companies.
Linking our ecosystem of cells relies on a connected network of collaborative support making us an organization companies want to partner with. We call our support structure, “resources for growth”.
If we look different, it is because we are different.
Insurance VERTICALS
COMMERCIAL. PERSONAL. DEVICES.
APIAR COMMERCIAL RISK MANAGEMENT
EXPERIENCE IN ACTION
At Apiar, we have a bias for action and accountability. With a local presence and a national footprint, we provide customized commercial risk management solutions. Our business segments give us the ability to offer proprietary insurance products and risk management services, making insurance work for you.
No matter your industry, our client-centric team of experts work in partnership with your business to provide protection options and risk reduction strategies designed specifically for your business.
Let us bring our blend of intellect and innovation to your business landscape.


GET INSURANCE PROS
OUR CLIENTS ARE PEOPLE, NOT POLICIES
At Get Insurance Pros, our personal lines insurance professionals are not all things to all people.
What does that mean?
At Get Insurance Pros, our personal lines insurance professionals are not all things to all people. What does that mean?
- It means; we have insurance professionals who are industry experts in their fields of insurance.
- It means; that your unique insurance needs are paired with insurance professionals who understand you, your family and your business.
- It means; we have commercial insurance professionals specializing in workers’ compensation, retail, construction, contractors, hospitality, professional services, commercial vehicles, cyber, restaurants, small business and more.
- It means; we have insurance professionals whose expertise is protecting your home, auto and personal insurance.
We are local, we are independent, and we have the experts.
grip
WE MAKE INSURANCE PRODUCTS FOR THE MODERN WORLD
We are fixated on providing modernized, affordable insurance and limited warranty options directly to consumers and within the enterprise, B2B space. Our devotion to purposeful expansion of our proprietary services and our suite of grip products to retailers, managed services, supply chain, and businesses around the country put us in a unique position to deliver high-value solutions to our partners.
No matter your industry, we have a solution for you. grip, our flagship product, is underwritten by an A rated insurance carrier.
We offer businesses and consumers a new and exciting way to insure the devices that drive our businesses and the businesses we serve.

CELL BROKERAGE
CENTER FOR LEARNING
Mastering the Fundamentals: Understanding the Four Concepts of Effective Risk Management
Understanding the four core concepts is crucial for effective risk management, which is a critical component of any organization’s success. These include identifying, evaluating, prioritizing, and controlling risks. These steps support businesses in locating potential risks, evaluating their effects, prioritizing their efforts, and taking the necessary measures to mitigate them. Understanding these ideas can help safeguard an organization’s assets.
Why Is Life Insurance Important for the Self-Employed?
You may not realize it, but life insurance is an important part of being self-employed. Without it, your death could result in more than just the emotional toll it will take on those left behind. Here are a few reasons you should consider buying a policy.
Top Tips to Protect Your Business from Common Liability Risks
Running a business comes with its own risks. Read on to learn how you can protect your business from the liabilities that may arise from such risks.
What Should Not Be a Part of a Risk Management Plan?
Effective risk management is crucial for businesses and corporations to safeguard their operations against potential threats. A comprehensive risk management plan can help companies prevent or minimize financial losses, reputational damage, and legal issues. However, there are certain elements that should not be included in a risk management plan.
READ MOREWhen Should You Use Personal Insurance vs. Commercial Insurance
If you’re an entrepreneur or a freelancer, then you know that managing risk is an important aspect of running a business, and one component of risk management is insurance. However, determining the appropriate type of insurance coverage can be quite an undertaking if you’re new to managing risk. This is especially true for entrepreneurs and freelancers who work from home and often use personal items for work-related tasks. It can be challenging to discern if additional commercial insurance coverage is necessary beyond personal insurance policies.
READ MOREWhy Risk Management Is Important
Like everything else in life, running a business comes with risks. Risk management is a crucial aspect of any successful organization, yet many make the mistake of not taking it seriously. Businesses that take a passive approach to risk management, whereby potential risks are ignored or deemed insignificant, are at great risk in the event of an actual disaster.
READ MOREWhen Is Commercial Auto Insurance Required?
Operating a business can be stressful—as a business owner, you have a lot to be responsible for, whether it be the daily business operations or protecting your business from financial loss. One way you can safeguard your business is by purchasing commercial auto insurance, which is a crucial form of insurance for business owners who use vehicles as part of their daily operations
READ MOREWhat Flood Insurance Does Not Cover
Did you know that damage caused by floods is typically not covered under most standard homeowners insurance policies? In fact, if you reside in an area with a high risk of flooding, your mortgage lender will likely require you to purchase flood insurance through FEMA’s National Flood Insurance Program (NFIP) and associated programs provided by your insurance professional. However, it’s worth noting that over 20% of flood insurance claims come from areas that are not considered high-risk for flooding, which is why it’s recommended that homeowners consider obtaining coverage regardless of their location.
READ MORECar Insurance 101: Terms You Need to Know
In 2019, over half of the 12.15 million vehicles involved in collisions in the U.S. were passenger cars. When it comes to car insurance, it can be overwhelming to find the right policy to suit your needs, as there are many different terms to get familiar with. In this article, we’ll review 10 important terms you should know before signing up for a car insurance policy.
READ MOREMastering the Fundamentals: Understanding the Four Concepts of Effective Risk Management
Understanding the four core concepts is crucial for effective risk management, which is a critical component of any organization’s success. These include identifying, evaluating, prioritizing, and controlling risks. These steps support businesses in locating potential risks, evaluating their effects, prioritizing their efforts, and taking the necessary measures to mitigate them. Understanding these ideas can help safeguard an organization’s assets.
READ MOREWhy Is Life Insurance Important for the Self-Employed?
You may not realize it, but life insurance is an important part of being self-employed. Without it, your death could result in more than just the emotional toll it will take on those left behind. Here are a few reasons you should consider buying a policy.
READ MORETop Tips to Protect Your Business from Common Liability Risks
Running a business comes with its own risks. Read on to learn how you can protect your business from the liabilities that may arise from such risks.
READ MORE4 Examples of Commercial Risk
When running a business, risk is one of those words that you simply cannot avoid. Not understanding the risk you face in your business could be preventing you from acquiring that sizable contract or that ideal client. There are all sorts of risks that businesses take on and understanding them is vital for any business owner. In this article, we’ll look at some of the most typical business risks and how you can protect your company from them.
READ MORE