CONNECTING TODAY,
PLANNING FOR TOMORROW.

CELL BROKERAGE

RISK MANAGEMENT GROUP

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We are Cell Brokerage Risk Management Group. Since 2009, our client-centric group of brands has been disrupting what it means to manage risks. As an idea company, our culture thrives on innovation and an entrepreneurial spirit. Our ownership has built and invested in an abundance of highly successful companies.

Linking our ecosystem of cells relies on a connected network of collaborative support making us an organization companies want to partner with. We call our support structure, “resources for growth”.

If we look different, it is because we are different.

Insurance VERTICALS

COMMERCIAL. PERSONAL. DEVICES.

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APIAR COMMERCIAL RISK MANAGEMENT

EXPERIENCE IN ACTION
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At Apiar, we have a bias for action and accountability. With a local presence and a national footprint, we provide customized commercial risk management solutions. Our business segments give us the ability to offer proprietary insurance products and risk management services, making insurance work for you.

No matter your industry, our client-centric team of experts work in partnership with your business to provide protection options and risk reduction strategies designed specifically for your business.

Let us bring our blend of intellect and innovation to your business landscape.

Apiar
Get Insurance Pros

GET INSURANCE PROS

OUR CLIENTS ARE PEOPLE, NOT POLICIES
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At Get Insurance Pros, our personal lines insurance professionals are not all things to all people.
What does that mean?

At Get Insurance Pros, our personal lines insurance professionals are not all things to all people. What does that mean?

  • It means; we have insurance professionals who are industry experts in their fields of insurance.
  • It means; that your unique insurance needs are paired with insurance professionals who understand you, your family and your business.
  • It means; we have commercial insurance professionals specializing in workers’ compensation, retail, construction, contractors, hospitality, professional services, commercial vehicles, cyber, restaurants, small business and more.
  • It means; we have insurance professionals whose expertise is protecting your home, auto and personal insurance.

We are local, we are independent, and we have the experts.

grip

WE MAKE INSURANCE PRODUCTS FOR THE MODERN WORLD
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We are fixated on providing modernized, affordable insurance and limited warranty options directly to consumers and within the enterprise, B2B space. Our devotion to purposeful expansion of our proprietary services and our suite of grip products to retailers, managed services, supply chain, and businesses around the country put us in a unique position to deliver high-value solutions to our partners.

No matter your industry, we have a solution for you. grip, our flagship product, is underwritten by an A rated insurance carrier.

We offer businesses and consumers a new and exciting way to insure the devices that drive our businesses and the businesses we serve.

Grip

CELL BROKERAGE

CENTER FOR LEARNING

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Navigating the Rising Tide: Understanding the Factors Behind the Increasing Insurance Rates

If the rate increases for your car, home, or individual health insurance left you with sticker shock at the beginning of this year, you are not alone. Many Americans are still wrapping their heads around insurance rate increases when renewing their policy or paying their premiums.

residential house with Sold banner

Why Is Home Insurance Important?

Purchasing a home is like stepping into a world of endless possibilities. But amidst the excitement and anticipation, there lies a step that cannot be overlooked: home insurance. While it may not be as glamorous as choosing paint colors or furniture, it plays an indispensable role in safeguarding your investment and ensuring the tranquility you deserve.

Coffee shop out photo

What Is Commercial Insurance Coverage?

If you’re a small, medium-sized, or large business owner, we bet you’re no stranger to the potential pitfalls that come with running your own show. From the looming threat of lawsuits to the unpredictable havoc of natural disasters or accidents, the risks can keep you on your toes.

The Impact of Electric Vehicles on Auto Insurance

February 15, 2024

The world is taking a greener turn, and consumers are looking for sustainable options. At the forefront of this revolution are electric vehicles (EVs). With EV market sales having a 30% year-on-year increase, it’s vital to understand how it impacts auto insurance.  Read on to learn how electric vehicles are reshaping the insurance landscape.  Electric vs. Gas-Powered…

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Navigating Device Insurance: What You Need to Know Now

February 1, 2024

Our electronic devices are involved in almost every aspect of our daily lives, and most of our important data now lives in them. From personal information to work documents and more, it’s no wonder that the electronic device market is expected to grow at a rate of 3.35% between 2024 and 2028. Because our devices now carry…

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Does Home Insurance Cover Work From Home? 

January 15, 2024

The practice of working from home has evolved beyond a mere trend; it now embodies a lifestyle for numerous professionals. As of 2023, 12.7% of full-time employees work from home, and it is anticipated that by 2025, 32.6 million Americans will opt for it. These stats highlight a notable shift in the way people choose to work….

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What Are the Ways to Lower Homeowners Insurance Costs?

January 1, 2024

Homeowners insurance provides financial security and peace of mind during unforeseen circumstances. While insurance is essential, it’s also important to account for homeowners insurance costs. These have risen year-on-year, with an 11% rise from 2021 to 2022. Since these expenses may increase further in 2024, it’s vital to know how to reduce them. Here’s an overview of…

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Is a Power Outage Covered by Home Insurance?

December 15, 2023

Home insurance is essential for protecting your home and providing financial security during unexpected circumstances. While it typically covers property and liability, you may be wondering about its coverage for power outages. The answer, as with many things in insurance, is not a simple yes or no.  Read on to understand the intricacies of power…

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Tips for Getting Your Claims Paid

December 1, 2023

Insurance, a shield against unforeseen circumstances, offers peace of mind amidst unpredictable twists and turns. However, when the time comes to utilize this protective cover, the claims process can often seem like an intricate maze.  To help you navigate this, we’ve compiled a comprehensive guide to getting your insurance claims paid promptly and hassle-free, so…

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What Type of Insurance Pays off a Mortgage?

November 15, 2023

A mortgage is a significant financial commitment, one that often spans decades. It’s only natural to want to shield your loved ones from the weight of this financial obligation if the unexpected occurs. While numerous insurance options are available, life insurance stands out as the top choice. Read on to learn how life insurance offers…

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Choosing the Right Homeowners Insurance

November 1, 2023

Picture this: You’ve built a life within the four walls of your home, filled it with cherished possessions, and created countless memories. But what happens when the unexpected strikes? Homeowners insurance is your safety net, providing crucial protection against life’s unforeseen events, from fires to theft and the capricious wrath of the elements. Continue reading…

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Finding the Right Home Insurance Coverage: Loan Amount vs. Insured Amount

October 15, 2023

Understanding loan contracts and insurance policies can pose considerable complexity, especially in distinguishing between loan amounts and insured amounts. Nonetheless, unraveling this intricacy holds significant importance for safeguarding what might be your most valuable asset. Taking a little extra time to understand the difference between loan amounts and insured amounts can help provide not only peace of…

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What Is GAP Insurance, and Why Do You Need It?

October 1, 2023

Having a new car gives you freedom and convenience, but it may also carry financial risks if you’re not properly covered. Many people end up getting an auto loan or signing lease agreements with monthly payments that will take years to cover. If your new car is totaled in an accident, the insurer will only…

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