RISK MANAGEMENT GROUP
We are Cell Brokerage Risk Management Group. Since 2009, our client-centric group of brands has been disrupting what it means to manage risks. As an idea company, our culture thrives on innovation and an entrepreneurial spirit. Our ownership has built and invested in an abundance of highly successful companies.
Linking our ecosystem of cells relies on a connected network of collaborative support making us an organization companies want to partner with. We call our support structure, “resources for growth”.
If we look different, it is because we are different.
COMMERCIAL. PERSONAL. DEVICES.
APIAR COMMERCIAL RISK MANAGEMENT
EXPERIENCE IN ACTION
At Apiar, we have a bias for action and accountability. With a local presence and a national footprint, we provide customized commercial risk management solutions. Our business segments give us the ability to offer proprietary insurance products and risk management services, making insurance work for you.
No matter your industry, our client-centric team of experts work in partnership with your business to provide protection options and risk reduction strategies designed specifically for your business.
Let us bring our blend of intellect and innovation to your business landscape.
GET INSURANCE PROS
OUR CLIENTS ARE PEOPLE, NOT POLICIES
At Get Insurance Pros, our personal lines insurance professionals are not all things to all people.
What does that mean?
At Get Insurance Pros, our personal lines insurance professionals are not all things to all people. What does that mean?
- It means; we have insurance professionals who are industry experts in their fields of insurance.
- It means; that your unique insurance needs are paired with insurance professionals who understand you, your family and your business.
- It means; we have commercial insurance professionals specializing in workers’ compensation, retail, construction, contractors, hospitality, professional services, commercial vehicles, cyber, restaurants, small business and more.
- It means; we have insurance professionals whose expertise is protecting your home, auto and personal insurance.
We are local, we are independent, and we have the experts.
WE MAKE INSURANCE PRODUCTS FOR THE MODERN WORLD
We are fixated on providing modernized, affordable insurance and limited warranty options directly to consumers and within the enterprise, B2B space. Our devotion to purposeful expansion of our proprietary services and our suite of grip products to retailers, managed services, supply chain, and businesses around the country put us in a unique position to deliver high-value solutions to our partners.
No matter your industry, we have a solution for you. grip, our flagship product, is underwritten by an A rated insurance carrier.
We offer businesses and consumers a new and exciting way to insure the devices that drive our businesses and the businesses we serve.
CENTER FOR LEARNING
Ransomware incidents entail cybercriminals compromising their victims’ computers or servers with malware and demanding large payments in order to restore the technology (as well as any files or data stored on it).
Every year, people report fraud, identity theft and bad business practices to the Federal
Trade Commission (FTC) and law enforcement partners. According to FTC data:
In a March 21, 2022 statement, President Joe Biden cautioned businesses in the private sector to harden their cyber defenses, reiterating earlier warnings related to potential cyberattacks.
Understanding loan contracts and insurance policies can pose considerable complexity, especially in distinguishing between loan amounts and insured amounts. Nonetheless, unraveling this intricacy holds significant importance for safeguarding what might be your most valuable asset. Taking a little extra time to understand the difference between loan amounts and insured amounts can help provide not only peace of…READ MORE
Having a new car gives you freedom and convenience, but it may also carry financial risks if you’re not properly covered. Many people end up getting an auto loan or signing lease agreements with monthly payments that will take years to cover. If your new car is totaled in an accident, the insurer will only…READ MORE
Driving through a rainstorm can be equally dangerous as navigating icy roadways. Once it starts to rain, roads become slippery, and visibility diminishes. In these circumstances, drivers may have delayed reactions when dealing with unexpected road-related emergencies, increasing the risk of car accidents. While you can’t always be in control of all the factors and…READ MORE
As an employer, you are aware of the indispensable nature of workers’ compensation insurance in the business landscape. Nonetheless, the rising costs of workers’ compensation premiums can put a significant strain on your financial standing. Currently, the balance of power in the workers’ compensation insurance industry rests with the insurers, placing employers at a disadvantage.READ MORE
In our modern world, where financial prudence is essential, it becomes imperative to explore avenues for reducing your auto insurance costs. A progressive approach that’s increasingly gaining popularity is known as usage-based insurance (UBI). Continue reading to get a better understanding of how UBI works and impacts your auto insurance. What Is Usage-Based Insurance? Unlike conventional…READ MORE
Insurance is a financial safety net that wards off unforeseen losses that we cannot afford to bear. However, for losses that are manageable, opting for self-insurance can lead to significant savings. In the end, this risk management strategy cuts out high insurance premium disbursements.READ MORE
The escalating insurance costs pose a substantial concern for individuals and businesses nationwide, as rates persistently surge with no respite in sight. The frequency and severity of insurance claims, macroeconomic conditions, changing legal and regulatory frameworks, and the emergence of novel perils, like cyber threats, all have an impact on the insurance sector and contribute to its upward trajectory. Consequently, policyholders and insurers alike confront the difficult task of navigating this intricate interplay of elements that contributes to the surge in insurance premiums.READ MORE
If the rate increases for your car, home, or individual health insurance left you with sticker shock at the beginning of this year, you are not alone. Many Americans are still wrapping their heads around insurance rate increases when renewing their policy or paying their premiums.READ MORE
Purchasing a home is like stepping into a world of endless possibilities. But amidst the excitement and anticipation, there lies a step that cannot be overlooked: home insurance. While it may not be as glamorous as choosing paint colors or furniture, it plays an indispensable role in safeguarding your investment and ensuring the tranquility you deserve.READ MORE
If you’re a small, medium-sized, or large business owner, we bet you’re no stranger to the potential pitfalls that come with running your own show. From the looming threat of lawsuits to the unpredictable havoc of natural disasters or accidents, the risks can keep you on your toes.READ MORE