CONNECTING TODAY,
PLANNING FOR TOMORROW.

CELL BROKERAGE

RISK MANAGEMENT GROUP

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We are Cell Brokerage Risk Management Group. Since 2009, our client-centric group of brands has been disrupting what it means to manage risks. As an idea company, our culture thrives on innovation and an entrepreneurial spirit. Our ownership has built and invested in an abundance of highly successful companies.

Linking our ecosystem of cells relies on a connected network of collaborative support making us an organization companies want to partner with. We call our support structure, “resources for growth”.

If we look different, it is because we are different.

Insurance VERTICALS

COMMERCIAL. PERSONAL. DEVICES.

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APIAR COMMERCIAL RISK MANAGEMENT

EXPERIENCE IN ACTION
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At Apiar, we have a bias for action and accountability. With a local presence and a national footprint, we provide customized commercial risk management solutions. Our business segments give us the ability to offer proprietary insurance products and risk management services, making insurance work for you.

No matter your industry, our client-centric team of experts work in partnership with your business to provide protection options and risk reduction strategies designed specifically for your business.

Let us bring our blend of intellect and innovation to your business landscape.

Apiar
Get Insurance Pros

GET INSURANCE PROS

OUR CLIENTS ARE PEOPLE, NOT POLICIES
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At Get Insurance Pros, our personal lines insurance professionals are not all things to all people.
What does that mean?

At Get Insurance Pros, our personal lines insurance professionals are not all things to all people. What does that mean?

  • It means; we have insurance professionals who are industry experts in their fields of insurance.
  • It means; that your unique insurance needs are paired with insurance professionals who understand you, your family and your business.
  • It means; we have commercial insurance professionals specializing in workers’ compensation, retail, construction, contractors, hospitality, professional services, commercial vehicles, cyber, restaurants, small business and more.
  • It means; we have insurance professionals whose expertise is protecting your home, auto and personal insurance.

We are local, we are independent, and we have the experts.

grip

WE MAKE INSURANCE PRODUCTS FOR THE MODERN WORLD
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We are fixated on providing modernized, affordable insurance and limited warranty options directly to consumers and within the enterprise, B2B space. Our devotion to purposeful expansion of our proprietary services and our suite of grip products to retailers, managed services, supply chain, and businesses around the country put us in a unique position to deliver high-value solutions to our partners.

No matter your industry, we have a solution for you. grip, our flagship product, is underwritten by an A rated insurance carrier.

We offer businesses and consumers a new and exciting way to insure the devices that drive our businesses and the businesses we serve.

Grip

CELL BROKERAGE

CENTER FOR LEARNING

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Jackware Cyberattacks Explained

Ransomware incidents entail cybercriminals compromising their victims’ computers or servers with malware and demanding large payments in order to restore the technology (as well as any files or data stored on it).

7 Ways to Protect Against Phone Scams

Every year, people report fraud, identity theft and bad business practices to the Federal
Trade Commission (FTC) and law enforcement partners. According to FTC data:

Harden Your Cyber Defenses Immediately, White House Warns Private Sector

In a March 21, 2022 statement, President Joe Biden cautioned businesses in the private sector to harden their cyber defenses, reiterating earlier warnings related to potential cyberattacks.

Tips for Getting Your Claims Paid

December 1, 2023

Insurance, a shield against unforeseen circumstances, offers peace of mind amidst unpredictable twists and turns. However, when the time comes to utilize this protective cover, the claims process can often seem like an intricate maze.  To help you navigate this, we’ve compiled a comprehensive guide to getting your insurance claims paid promptly and hassle-free, so…

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What Type of Insurance Pays off a Mortgage?

November 15, 2023

A mortgage is a significant financial commitment, one that often spans decades. It’s only natural to want to shield your loved ones from the weight of this financial obligation if the unexpected occurs. While numerous insurance options are available, life insurance stands out as the top choice. Read on to learn how life insurance offers…

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Choosing the Right Homeowners Insurance

November 1, 2023

Picture this: You’ve built a life within the four walls of your home, filled it with cherished possessions, and created countless memories. But what happens when the unexpected strikes? Homeowners insurance is your safety net, providing crucial protection against life’s unforeseen events, from fires to theft and the capricious wrath of the elements. Continue reading…

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Finding the Right Home Insurance Coverage: Loan Amount vs. Insured Amount

October 15, 2023

Understanding loan contracts and insurance policies can pose considerable complexity, especially in distinguishing between loan amounts and insured amounts. Nonetheless, unraveling this intricacy holds significant importance for safeguarding what might be your most valuable asset. Taking a little extra time to understand the difference between loan amounts and insured amounts can help provide not only peace of…

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What Is GAP Insurance, and Why Do You Need It?

October 1, 2023

Having a new car gives you freedom and convenience, but it may also carry financial risks if you’re not properly covered. Many people end up getting an auto loan or signing lease agreements with monthly payments that will take years to cover. If your new car is totaled in an accident, the insurer will only…

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7 Safety Tips for Driving in the Rain

September 15, 2023

Driving through a rainstorm can be equally dangerous as navigating icy roadways. Once it starts to rain, roads become slippery, and visibility diminishes. In these circumstances, drivers may have delayed reactions when dealing with unexpected road-related emergencies, increasing the risk of car accidents. While you can’t always be in control of all the factors and…

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How to Rein in Your Worker’s Compensation Costs

September 1, 2023

As an employer, you are aware of the indispensable nature of workers’ compensation insurance in the business landscape. Nonetheless, the rising costs of workers’ compensation premiums can put a significant strain on your financial standing. Currently, the balance of power in the workers’ compensation insurance industry rests with the insurers, placing employers at a disadvantage.

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What Is Usage-Based Insurance? And How Can It Reduce My Auto Insurance Premium?

August 15, 2023

In our modern world, where financial prudence is essential, it becomes imperative to explore avenues for reducing your auto insurance costs. A progressive approach that’s increasingly gaining popularity is known as usage-based insurance (UBI). Continue reading to get a better understanding of how UBI works and impacts your auto insurance. What Is Usage-Based Insurance? Unlike conventional…

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How to Use Self-Insurance to Lower Your Costs

August 1, 2023

Insurance is a financial safety net that wards off unforeseen losses that we cannot afford to bear. However, for losses that are manageable, opting for self-insurance can lead to significant savings. In the end, this risk management strategy cuts out high insurance premium disbursements.

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Strategies for Mitigating the Impact of Rising Insurance Rates

July 15, 2023

The escalating insurance costs pose a substantial concern for individuals and businesses nationwide, as rates persistently surge with no respite in sight. The frequency and severity of insurance claims, macroeconomic conditions, changing legal and regulatory frameworks, and the emergence of novel perils, like cyber threats, all have an impact on the insurance sector and contribute to its upward trajectory. Consequently, policyholders and insurers alike confront the difficult task of navigating this intricate interplay of elements that contributes to the surge in insurance premiums.

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